Card processing, set up and supported
TurnKey Payments sets up your merchant account, supplies and programs your terminals, and explains your pricing in writing. Here's what we offer and who each option suits.
What we offer
Most merchants start with one of these. Many combine two, such as a Dejavoo terminal running the Pay Net Zero program.
Pay Net Zero program
Cash discount and card fee options that can offset what you pay to accept cards, set up within card-brand rules.
Terminals and POS
Dejavoo Android and Linux terminals and Clover devices, compared side by side so you can choose with confidence.
High-risk processing
Accounts for CBD and other high-risk categories, with straight answers about reserves and paperwork.
Integrations
Connect your terminal to your point-of-sale or business software so sales post without double entry. [PLACEHOLDER: Confirm supported integrations]
Ways to take payments
In the store, on the road, online or by invoice. [PLACEHOLDER: Confirm every payment type listed is still offered]
In person
Countertop, wireless and mobile terminals that take chip, tap, swipe and phone wallets.
Online
Take payments on your website through a payment gateway connected to your merchant account.
Phone and mail orders
Key in card payments taken over the phone or by mail with a virtual terminal.
ACH and eCheck
Accept bank payments for larger invoices, processed under Nacha rules.
Recurring billing
Charge customers automatically for memberships, subscriptions and payment plans.
Gift cards
Sell and redeem gift cards on your terminal to bring customers back.
Talk it through before you sign anything
Book a free 20-minute consultation. Bring a recent statement and we'll show you what each line costs and what we'd change.
Prefer the phone? Call 1-888-365-8876
Programs
Two ways to lower what you pay: offset processing costs at checkout, or skip setup fees if you're a veteran business owner.
Pay Net Zero
Offset card processing costs with a cash discount or a credit card fee, set up with the signs and receipts the rules call for.
How Pay Net Zero worksHometown Heroes
Waived setup and account fees for veteran-owned businesses opening or switching a merchant account.
See the veteran-owned program
How we price
We offer more than one rate structure and show you how each would look on your own statement.
- Interchange-plus
- You pay the interchange set by the card networks for each transaction, plus a fixed markup from the processor that's the same on every card.
- Flat rate
- One percentage, sometimes plus a per-transaction fee, applied to every card regardless of its type.
- Cash discount
- Your posted prices include the cost of card acceptance. Customers who pay cash get a discount at checkout.
Industries we work with
Each industry page covers equipment, pricing and what underwriting will ask for.
- RetailQuick countertop checkout with tap, chip and swipe on one terminal.
- RestaurantsPay-at-table and counter terminals with tip prompts built in.
- AutomotiveCard payments for large tickets across sales, service and parts.
- CBD and high-riskAccounts for CBD and other industries many processors decline.
- FirearmsProcessing for gun shops, ranges and licensed dealers, at the counter and at shows.
- Veteran-ownedWaived setup and account fees for businesses owned by veterans.
Questions we hear
Do I have to sign a long contract?
[PLACEHOLDER: TurnKey's standard contract terms, e.g. term length and early termination policy]. Whatever the terms, we go through them with you before you sign.
Can I switch from my current processor?
Yes. Send us a recent statement, and your contract if you have it. We'll show you what you pay now, any early termination fee you may face, and whether your terminal can be reused.
Where do you work with merchants?
Our office is in Lake Worth, Florida. [PLACEHOLDER: Confirm TurnKey's service area, e.g. merchants nationwide]
What do I need to apply?
For most businesses: photo ID, a voided business check, and recent bank or processing statements. High-risk industries need more, and each industry page lists what to have ready.
Not sure which option fits?
Book a free 20-minute consultation. Tell us how you sell and we'll recommend a setup, with the pricing in writing.
Prefer the phone? Call 1-888-365-8876